Pay with Affirm

Buy the jewelry you love from Joy Jewelers and pay later with Affirm. Pay over time with fixed payments over 3, 6 or 12 months at rates from 10-30% APR. Choose Affirm to pay at checkout. It's that easy!

Check out with Affirm


1. During checkout, select the pay with "Affirm" option. provide some basic information, and see if you're instantly approved!

Choose Terms & Options

Choose financing terms

2. After you have been approved, select your payment plan. Choose 3, 6, or 12 month financing with rates from 0-30% APR - it's up to you.

Enjoy Your Jewelry, Make Payments

Make payments to Affirm

3. Receive your jewelry right away. Then pay your monthly bill using a bank transfer, check, or debit card at There are no hidden fees, so the total you see at checkout is always what you actually pay.

Make payments to Affirm

Terms and Conditions

* Previous purchases are ineligible for offer. Offer is subject to change at any time. Pay over 3, 6, or 12 months with 0% APR financing when you complete a purchase using Affirm. Eligibility subject to applicant's creditworthiness. Affirm loans made by Cross River Bank, member FDIC.

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